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    Full Day Offshore Fishing in Panama City Beach

    • Published Date: November 14, 2025
    • Fishing
    • Panama City Beach, FL
    • $450 - $2,400 price range

    Summary

    Get ready for a full day of offshore fishing action in Panama City Beach! Our 8-hour charter takes you out to prime fishing spots where you'll target a variety of species. We've got you covered with fishing licenses, bait, and tackle – just bring your lunch and drinks. Our experienced captains know these waters inside and out, giving you the best shot at landing that big catch you've been dreaming of. Whether you're a seasoned angler or trying offshore fishing for the first time, you'll love the excitement of battling fish in the open water. With room for up to 6 guests, it's perfect for a day out with friends or family. From the moment you step on board until you're heading back to shore with your catch, you're in for a day packed with fish-fighting fun and stunning Gulf views. Don't miss your chance to experience some of the best offshore fishing Panama City Beach has to offer!
    Full Day Offshore Fishing in Panama City Beach

    Reeling in the Big Ones

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    Scenic view of Panama City Beach, Florida coastline

    Ice chest full of King Mackerel after an incredible offshore fishing trip!

    Group of 6 people enjoying fishing trip at Panama City Beach

    Family fishing success on Hard Money with a solid King Mackerel haul!

    Six anglers fishing in FL

    Hard Money crew hauling in Red Snapper and Blackfin Tuna – unforgettable Gulf Coast fishing!

    7 fishing rods, FL fishing location

    Hard Money delivering big Red Snapper and Blackfin Tuna on an epic Gulf Coast fishing trip!

    Fishing in FL

    Offshore fishing adventure in Panama City Beach waters

    Two people fishing in Florida

    Blacktip shark spotted on our PCB fishing charter

    Angler fishing in Panama City Beach

    Family fishing fun in Panama City Beach

    Group of 6 people fishing in FL

    Reeling in a big catch in Panama City Beach

    Scenic view of Panama City Beach

    Action-packed Gulf Coast fishing with Red Snapper, Grouper, and Pompano on Hard Money!

    Wahoo fish caught by two people in Panama City Beach

    Massive Wahoo catch offshore – epic day on the Gulf Coast!

    Scenic view of Panama City Beach, Florida coastline

    Ice chest full of King Mackerel after an incredible offshore fishing trip!

    Group of 6 people enjoying fishing trip at Panama City Beach

    Family fishing success on Hard Money with a solid King Mackerel haul!

    Six anglers fishing in FL

    Hard Money crew hauling in Red Snapper and Blackfin Tuna – unforgettable Gulf Coast fishing!

    7 fishing rods, FL fishing location

    Hard Money delivering big Red Snapper and Blackfin Tuna on an epic Gulf Coast fishing trip!

    Fishing in FL

    Offshore fishing adventure in Panama City Beach waters

    Two people fishing in Florida

    Blacktip shark spotted on our PCB fishing charter

    Angler fishing in Panama City Beach

    Family fishing fun in Panama City Beach

    Group of 6 people fishing in FL

    Reeling in a big catch in Panama City Beach

    Scenic view of Panama City Beach

    Action-packed Gulf Coast fishing with Red Snapper, Grouper, and Pompano on Hard Money!

    Wahoo fish caught by two people in Panama City Beach

    Massive Wahoo catch offshore – epic day on the Gulf Coast!

    Scenic view of Panama City Beach, Florida coastline

    Ice chest full of King Mackerel after an incredible offshore fishing trip!

    Group of 6 people enjoying fishing trip at Panama City Beach

    Family fishing success on Hard Money with a solid King Mackerel haul!

    Six anglers fishing in FL

    Hard Money crew hauling in Red Snapper and Blackfin Tuna – unforgettable Gulf Coast fishing!

    7 fishing rods, FL fishing location

    Hard Money delivering big Red Snapper and Blackfin Tuna on an epic Gulf Coast fishing trip!

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    Full Day Offshore Fishing: PCB's Best Kept Secret

    Hey there, angler! Ready to swap the beach for some serious offshore action? Our full day charter out of Panama City Beach is the real deal. We're talking 8 hours of pure fishing bliss, targeting everything from tasty snappers to hard-fighting sharks. No need to sweat the small stuff - we've got your license, gear, and local know-how covered. Just bring your game face (and lunch) for a day you won't soon forget.

    What's the Deal?

    Picture this: You roll up to the dock, cooler in hand, sun barely peeking over the horizon. Our seasoned captain's ready to get you on the fish, pronto. We'll cruise past the sandbars and into the deep blue, where the big boys play. This ain't no half-day tease - we're talking a full 8 hours to really get after it. Whether you're a seasoned pro or just getting your sea legs, we'll put you on the fish and show you the ropes. From bottom fishing for grouper to maybe even trolling for pelagics if they're running, we mix it up to keep the rods bent and the fish box full.

    Rods, Reels, and Gameplan

    Listen up, because here's where the magic happens. We're not messing around with wimpy inshore tackle out here. We're talking heavy-duty conventional reels, stout rods, and line that could tow a truck. Bottom fishing's the name of the game most days - we'll drift over structure, using fresh bait to tempt those grouper and snapper from their hidey-holes. If the sharks are feeling frisky, we might switch it up with some bigger baits and wire leaders. And hey, if the conditions are right, we might even break out the trolling gear and drag some lures for the pelagics. It's all about playing the conditions and giving you the best shot at a memorable catch.

    Species You'll Want to Hook

    Alright, let's talk targets. Our waters are teeming with some real crowd-pleasers:

    Scamp Grouper - These bruisers are the thinking man's grouper. They love rocky bottom and wrecks, and they fight like their bigger cousins but with a bit more finesse. Get ready for some serious pull when you hook into one of these bad boys. They're at their best in the cooler months, so winter and early spring trips can be scamp city.

    Red Grouper - The classic reef thug. These guys are ambush predators with appetites that don't quit. They'll try to break you off in the rocks, so you gotta be quick on the draw when they bite. They're year-round residents, but fall and winter can see some real monsters come out to play.

    Blacktip Shark - Now we're talking some real drag-screamers. These acrobatic predators will test your stamina and your gear. They love to put on a show with some impressive jumps, so keep that camera ready. Summer's prime time for blacktips, when the water's warm and the bait schools are thick.

    Lane Snapper - Don't let their size fool you; these tasty little devils punch above their weight class. They school up over hard bottom and reefs, and they're suckers for small baits fished near the bottom. Spring and fall are your best bets for filling the cooler with these guys.

    Time to Lock It In

    Look, I could go on all day about the fish we catch and the good times we have out there. But the truth is, nothing beats experiencing it yourself. Whether you're looking to fill the freezer, test your skills against some real fighters, or just soak up a day on the beautiful Gulf, we've got you covered. Spots fill up fast, especially during peak season, so don't sleep on this. Get your crew together, book your date, and let's make some waves. Trust me, once you've felt that first big hit out in the deep, you'll be hooked for life. See you on the water!

    Learn more about the species

    Blacktip Shark

    Blacktip sharks are swift, agile predators found in the warm waters off Panama City Beach. They typically grow to about 5 feet long and weigh up to 40-50 pounds. You'll often spot them in shallow coastal waters, especially near sandbars and drop-offs. These sharks are known for their acrobatic leaps and spins when chasing prey. Summer is prime time for blacktips as they follow bait fish inshore. Anglers love targeting them for their hard-fighting spirit and the thrill of landing a shark. To hook one, use oily fish like mackerel or mullet as bait. A local tip: chum the water to draw them in, then cast your bait just beyond the chum slick. Remember, these sharks can be timid, so a stealthy approach is key.

    Blacktip Shark

    Lane Snapper

    Lane Snappers (Lutjanus Synagris) Fish Description

    The Lane Snapper is an almond-shaped coral fish that is generally pink-red or silvery-pink with yellow-tipped red fins. Their silver-bottomed bodies have pink and yellow lines extending from end to end like “lanes” or a candy cane. They typically grow to around 14 inches in length, but they’ve occasionally been captured at 20 inches. They have rounded snouts and anal fins, short pectoral fins and a double dorsal fin that ispositioned in the center of the lateral line. Their caudal fin is branched is slightly forked and may be blackish on the outer edges.

    Although the Lane Snapper can be found in numerous habitats, they prefer coral reefs and sandy areas that are abundant in vegetation in saltwater. This fish is a carnivore that generally feeds on the ocean floor, with a diet consisting of crabs, mollusks, shrimp and smaller fish.

     

    Interesting Facts about the Lane Snapper

    • The Lane Snapper is known to cross breed with other fish of a similar species
    • Hybridization between Yellowtail Snapper and the Lane Snapper is documented widely and these hybrid species have been caught repeatedly
    • The crossbreeding between these two species of fish suggests that they may be genetically similar than previously thought.
    • Anglers may often refer to the Lane Snapper as a “dessert fish” because it can often find its way into a catch as a bonus when fishing for red snappers and squid

     

    Size

    The Lane Snapper is generally found to be between 10 inches and 24 inches long, averaging at about 20 inches in length. They generally weigh in at a minimum of 3lbs and an average of around 7lbs, with the world record catch for the Lane Snapper at a massive 8lb 3oz.

     

    Fishing Habitat & Distribution

    Adult lane snappers live in a diverse number of environments, but have been frequently observed in shallow inshore waters over coral reefs and sandy bottoms with heavy vegetation. This fish generally lives in the same area for its entire lifespan. This species has been recorded at depths of 1300 feet in offshore waters but most commonly thrive between 69 and 230 ft. In relatively shallow waters, larger species may be collected, but are usually less abundant.

    The Lane Snapper can be located in the western Atlantic Ocean, from North Carolina in the United States to the southern tips of Brazil. Higher population counts can be found in the Antilles off the  Panama Coast, and the northern coast of South America. They have been known to swim in the waters of the Bermuda and the Gulf of Mexico as well.

    The spawning season of the Lane Snapper is March through September, and generally reaches its sexual peak at 6 inches. The eggs flat freely in water currents, and hatching occurs within 23 hours.

    The Mahogany Snapper and Mutton Snapper are related species that occur in the same regions as the lane snapper. The Mahogany Snapper has a larger eye, and the Mutton Snapper has 2 oblique blue streaks. 

     

    Fishing Technique

    The Lane Snapper is an aggressive small fish, and as such, are normally caught on hook and line. Catching them in the water is easier compared to other game fish, as they are not as wary about hooks and lines, but expect a battle once they are hooked.

    A variety of live and frozen baits, such as shrimp, squid, cut bait, and minnows, can easily entice the Lane Snapper to engage when fishing. However, success with synthetic lures and baits have also been reported. Lane snappers are usually not directly pursued by anglers, but often are captured when searching for grouper or other snapper species, as well as other shallow to mid-depth bottom fish. 

    Lane Snappers are easier found in shallower waters in comparison to other fish of the same species, and usually feed the most at night. Their main diet includes snails, shrimp, swimming crabs, mantis shrimp, rock shrimp and cutlassfish are their main food.

    They are mainly located around coral reefs with heavily vegetated sandy areas, in both murky and pristine waters. Anglers fishing for them should be able to find Lane Snappers in large numbers during the breeding season, which is from March to September.

    Lane Snapper

    Red Grouper

    Red Grouper (Epinephelus morio) Fish Description

    As the name suggests, the Red Grouper (Epinephelus morio) can easily be distinguished from other groupers by the mostly rusty red coloration of its body. While its head and upper parts tend to be darker, the color gradually lightens until it reaches the rather light red to pinkish hue of the belly. It also has some sort of blotches on its side and some distinctive white spots on its body—from the head right across to the base of its tail. And although the fins sometimes have the same coloration as its body, they usually have some sort of a black margin that runs right around the edges.

    The body of the Red Grouper is known to be robust and meaty even though it’s mostly moderate in size. It has a large mouth which allows them to eat its prey whole. Its lower jaw protrudes a little bit beyond the upper jaw, both of which are equipped with several sets of razor sharp teeth that the fish uses to prevent its prey from escaping, not to rip its flesh apart. Its prey mostly consists of marine invertebrates including octopi, shrimps, and crabs, but from time to time will also eat smaller fishes.

    The Red Grouper is a protogynous hermaphrodite fish. This means that all of them are females at the very beginning of their life. Many would, however, change to males as soon as they hit their sexual maturity, which is between seven and fourteen years of age. When the spawning season comes which usually occurs between January and April, both the males and the females would release their sperms and eggs in the water. The fertilized eggs would just drift with the currents until they hatch into larvae in about thirty hours. The larvae would just then live among the zooplanktons near the surface of the water. As they reach their juvenile stage, they would swim down to the bottom of the water and settle within seagrass beds where they would prey on smaller fishers and different marine invertebrates until they reach their full maturity.

     

    Interesting Facts About Red Groupers

    • The Red Grouper can grow up to four feet long and can weigh around a little more than fifty pounds.
    • The biggest Red Grouper caught on record was a forty-two pounder caught off the coast of St. Augustine, Florida in 1997.
    • Red Groupers have long lifespans with some reaching up to twenty-nine years of age.
    • It is a protogynous hermaphrodite, which means they are all born females.
    • Many would change to male as they hit sexual maturity.
    • About 70% of groupers harvested in U.S. waters are Red Groupers.
    • Its meat is highly regarded for its moist, firm, and flaky consistency.
    • It is said to be one of the best tasting groupers because of its shellfish-like taste.
    • Red Grouper meat is sold either fresh or frozen as a whole a fish, as steaks, or filleted.
    • Red Grouper meat is susceptible to red tide due to its shellfish diet.
    • Red Groupers are known to be one of the top predators in reefs, making them an essential part of the reef’s ecological balance.
    • Red Groupers are often preyed upon by other known reef apex predators, including barracudas, moray eels, and different species of sharks.
    • They are targeted by both commercial and recreational fishers.
    • Although their population status hasn’t reached the “critical” levels yet, there were recorded declines in their populations in some parts of the Gulf of Mexico due to overfishing.
    • Another reason for the decline is the huge number of juveniles that are accidentally caught by shrimp trawlers.
    • Catch limitations for commercial and recreational fishers are placed by the authorities to help with the fish species’ population recovery.
    • Commercial and recreational fishing seasons are also closed from January to April—the Red Grouper’s spawning season.

     

    Red Grouper Average Size and Swimming Speed

    Although there were some reported sightings of a Red Grouper reaching a whopping fifty pounds in weight, average weights tend to be a lot smaller of about five to ten pounds. Most also don’t grow too long as average length rarely hits the two feet mark. As for the speed, Red Groupers don’t swim that fast although they can swim much faster in short bursts to help them escape predators. 

     

    Red Grouper Habitat and Distribution

    The Red Grouper is not a migratory fish and can often be found near our eastern seaboard—from as far north as Massachusetts down to Florida and into the Gulf of Mexico. It can also be found abroad as far south as the Caribbean Sea up to southern Brazil.

    This fish primarily prefers muddy and rocky bottom underwater habitats at depths of 16 to 1,083 feet. It can also be seen swimming or resting close inshore, especially in reefs, ledges, and wrecks of up to 300 deep, with many anglers catching these tasty fish in about 10 to 100 feet.

     

    Red Grouper Fishing Tips

    Although you can pretty much catch a Red Grouper using a light tackle, you better be ready for a somewhat long battle with this fish as it’s known to be one of the toughest fighters out there. Hooking one wouldn’t be much of a problem as it’s a pretty aggressive predator that is always ready to strike on every opportunity of a meal, especially if you use its favorite diet as baits such as shrimp and crab.

    Red Grouper

    Scamp Grouper

    Scamp Grouper (Mycteroperca phenax) Fish Description

    The scamp grouper (Mycteroperca phenax), also known as brow grouper, abadejo, or broom tail, is a saltwater fish mostly found in the Gulf of Mexico and southern Atlantic waters. It may look a little like its other grouper cousins because of its shape.; but can easily be identified though its elongated rays protruding from its tail fin, its deep tan to chocolate brown color, and the darker reddish to brown blotches that run along the sides of its body.  

    Even though this grouper eats anything that it can fit into its mouth, it mainly eats other smaller fish as well as crustaceans and octopus. Spawning season starts in February and usually ends around mid-May, peaking at around early March. And although it usually spends most of its life in the deeper parts of the water, it will head for shallower waters once spawning season starts.  

     

    Interesting Facts About Scamp Grouper

    • The largest Scamp Grouper caught weighs 32 pounds and measures 3.5 feet long.
    • They are slow but strong swimmers.
    • They are born female and transform into a male as they grow.
    • They are said to be the best tasting fish in the grouper family.
    • They are sometimes called “The Captain’s Meat” as they’re often served to the captain of boats.
    • Their meat contains large amounts of protein, vitamins, and minerals.
    • They are best for losing weight as the meat is known to have low calories.
    • They can live up to fifty years.

     

    Scamp Grouper Average Speed and Size

    Though Scamp Groupers are slow swimmers, they are known to be strong. So if you happen to hook one, expect a long and tiring battle with the fish as even experienced anglers have had problems pulling it in. Also, Scamp Groupers are not that big as their relatives as average sizes only measures less than three feet and weighs four to six pounds. 

     

    Where to Find Them

    Scamp Groupers can be found hiding under structure such as rocks, ledges, wrecks, or reefs where it usually ambushes unknowing victims. They also live near the bottom of the water at around 75 to 300 feet deep; but, as already mentioned, they would be found in shallower waters during spawning seasons.

    The scamp grouper is mainly found in the southern Atlantic waters as well in the Gulf of Mexico where it is most abundant and some of the huge ones have been sighted. However, smaller ones have also been sighted in Florida and northward along the East Coast to North Carolina, and as far north as Massachusetts.

     

    Scamp Grouper Fishing Tips

    Thinking about Scamp Grouper fishing soon? Here are some tips that would help you catch this prized fish: 

    1. Tackle – a six and a half foot to seven foot medium to heavy conventional rod, along with a thirty to forty series reel is good enough to handle a medium to large sized Scamp Grouper. Because most of these fish lives far below the water, casting is not required but you would have to have fishing weights to be able to get your bait to the bottom. If you’re fishing in shallower waters, you may find that lighter spinning tackle allows for a more natural presentation, especially for groupers that’s a little bit skittish in such environment. You may also want to choose the much durable braided line option as you may need it for the aforementioned battle you’re going to have while you try to reel in that tough fish.
    2. Bait – as with other fishing targets, live baits are the best choice. Pin fish, sardines, scads, cigar minnows, spots, croakers, grunts, threadfins are just some of the best options for Scam Grouper fishing.
    3. Location – finding the right location is key to catching this tasty fish. Check out coastal waters, reefs, shoals, jetties, breakwaters, mangroves, docks, piers, and wrecks as these are where Scamp Groupers are typically caught.

    Scamp Grouper

    About the Offshore Boat

    Company vehicle

    Vehicle Guest Capacity: 6

    Manufacturer Name: Cummins

    Maximum Cruising Speed: 20

    Number of Engines: 2

    Horsepower per Engine: 330

    Hop aboard our trusty fishing vessel for a full day of offshore action in Panama City Beach! We're setting sail for 8 hours of rod-bending fun, targeting all sorts of fish species out in the Gulf. Our experienced captains know just where to find the hot spots, so you'll have a great shot at reeling in some impressive catches. We've got you covered with fishing licenses, bait, and tackle - just bring your lunch, drinks, and a sense of adventure. With room for up to 6 guests, it's the perfect trip for a group of friends or family looking to make some waves and lasting memories. The Gulf is calling, so grab your hat and sunscreen, and let's hit the high seas for an awesome day of fishing!

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